The day after I CLOSED my orchard Bank account, I get another Phone call.
THEY are still trying to sell me protection for the account I JUST CLOSED!!
What A JOKE this company is.
I cant wait til the phone calls stop and they stop taking my money. This is beyond my understanding of how they can continue to rip people off.
Thursday, January 1, 2009
Monday, December 29, 2008
Avoid Orchard bank Account
I have finally gotten my Orchard bank account CLOSED, thank GOD!!!
I will never ever have another account with them as long as I live.
I had a secured account, so my ballance was covered by my deposit. Every week I was recieving phone calls trying to sell me something. It got to the point I would not answer my phone anymore as I have a number that can not be gotten for sales calls.
The last 3 calls I got is they wanted to sell me insurance in case something happened to me that I could not pay the ballance the insurance would take over.
Why would I want to pay them every month when I already have the account covered by a ballance in a savings account with their bank?
This is the joke calls I would always recieve.
I work Night shift, and my wife handed me the phone while I was sleeping the one day, I agreed to recieve information on some insurance, just so I could go to sleep.
THEY NEVER SENT THE INFORMATION, so I was never able to reveiw it, and decline it as I did not have anyone to call to do so. I tried to dispute the transactions and Orchard Banks system would not allow me to do it.
So after a few months of 22.90 a month for something I did not have any clue what I was paying for, I left my account unpaid so that the charges would not go through anymore.
I know this hurt my credit, but did not care anymore as all i wanted to do is stop the charges for something I had never recieved any information about. I could not even tell you what it was for. [I know it was NOT the insurance on my ballance because that was a JOKE trying to sell me that]
Anyway, the whole purpose of this is to warn others BEFORE they get an account with Orchard Bank.
I will never ever have another account with them as long as I live.
I had a secured account, so my ballance was covered by my deposit. Every week I was recieving phone calls trying to sell me something. It got to the point I would not answer my phone anymore as I have a number that can not be gotten for sales calls.
The last 3 calls I got is they wanted to sell me insurance in case something happened to me that I could not pay the ballance the insurance would take over.
Why would I want to pay them every month when I already have the account covered by a ballance in a savings account with their bank?
This is the joke calls I would always recieve.
I work Night shift, and my wife handed me the phone while I was sleeping the one day, I agreed to recieve information on some insurance, just so I could go to sleep.
THEY NEVER SENT THE INFORMATION, so I was never able to reveiw it, and decline it as I did not have anyone to call to do so. I tried to dispute the transactions and Orchard Banks system would not allow me to do it.
So after a few months of 22.90 a month for something I did not have any clue what I was paying for, I left my account unpaid so that the charges would not go through anymore.
I know this hurt my credit, but did not care anymore as all i wanted to do is stop the charges for something I had never recieved any information about. I could not even tell you what it was for. [I know it was NOT the insurance on my ballance because that was a JOKE trying to sell me that]
Anyway, the whole purpose of this is to warn others BEFORE they get an account with Orchard Bank.
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